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Identity Guard

What Identity Guard is
Identity Guard is a paid identity-protection service with mobile apps for Android and iOS. Its listed protections include dark-web, bank-account, Social Security number and account-takeover monitoring, plus identity restoration and identity-theft insurance. Plans include data-breach notifications. Premium credit protection includes three-bureau credit monitoring, while online and device security includes safe browsing and a password manager. Fraud agents and support are available 24/7/365, and plans include a U.S.-based customer care team.
Annual pricing appears in two listed schedules. Value plans are shown at $8.99 per month for one individual and $14.99 per month for a family; the family plan covers five adults and unlimited children. A separate annual promotion lists Value pricing from $4.49 per month for an individual in the first year, billed at $53.88, then renewing at $107.88 per year. Other plans include Total and Ultra options for individuals and families, at different listed rates. Annual plans have a 60-day money-back guarantee for eligible purchases made through the website or customer support. Identity Guard was founded in 1996 and says it has protected consumers for over 25 years.
Who it suits
Identity Guard suits individuals and families looking for identity monitoring, restoration and insurance through a paid plan. Its family plans cover five adults and unlimited children, though children receive only online account and SSN monitoring.
What it does well
- Monitors dark-web activity, bank accounts, SSNs and account takeovers.
- Plans include identity restoration, identity-theft insurance and data-breach notifications.
- Fraud agents and support are available 24/7/365.
- Family plans cover five adults and unlimited children.
- Annual plans include a 60-day money-back guarantee for eligible purchases.
What to know first
- There is no free plan.
- Child members receive only online account and SSN monitoring.
- Annual plan pricing renews at a higher listed rate after the promotional first year.
Limits
Children on family plans receive only online account monitoring and SSN monitoring. The listed annual promotions renew at higher annual prices after the first year: for example, Individual Value is $53.88 for the first year and renews at $107.88 per year.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Value — Individual | Annual plan; renews at $107.88 per year. · 1 individual | $8.99 a month |
| Value — Family | Annual plan; renews at $179.88 per year. · 5 adults · Unlimited children | $14.99 a month |
| Total — Individual | Annual plan; renews at $239.88 per year. · 1 individual | $19.99 a month |
| Total — Family | Annual plan; renews at $359.88 per year. · 5 adults · Unlimited children | $29.99 a month |
| Ultra — Individual | Annual plan; renews at $359.88 per year. · 1 individual | $29.99 a month |
| Ultra — Family | Annual plan; renews at $479.88 per year. · 5 adults · Unlimited children | $39.99 a month |
| Individual Ultra | $179.88 first year, renews at $359.88/yr | $14.99 a month |
| Family Total | $179.88 first year, renews at $359.88/yr | $14.99 a month |
The first 8 of 12 plans, as identityguard.com lists them, read 21 Sept 2026. The maker's own page has the final word. Every plan
Getting started
- Visit the Identity Guard website.
- Choose an individual or family plan and a Value, Total or Ultra option.
- Review the annual price and renewal amount for the selected plan.
- Sign up for the selected plan and install the Android or iOS app.
- Use the plan’s included monitoring and customer care services.
Verdict
Choose Identity Guard if you want paid identity monitoring with restoration, insurance and support, or need family coverage for five adults and unlimited children. Compare the plan’s renewal price and the limited monitoring available to child members before selecting a family plan.
Questions
Is Identity Guard free?
No. Identity Guard is a paid service and has no free plan.
What is the starting price?
One listed annual schedule starts at $8.99 per month for Value — Individual. A separate annual promotion lists Individual Value at $4.49 per month for the first year, billed at $53.88, then renewing at $107.88 per year.
What platforms does it support?
Mobile apps are available for Android and iOS.
What do family plans cover?
Family plans cover five adults and unlimited children. Child members receive only online account monitoring and SSN monitoring.
Does Identity Guard offer a money-back guarantee?
Annual plans have a 60-day money-back guarantee for eligible plans purchased through the website or customer support.
Who underwrites its identity-theft insurance?
Identity-theft insurance is underwritten and administered by American Bankers Insurance Company of Florida.
Facts from Identity Guard's own pages
- Account takeover monitoring
- Yes · identityguard.com, 21 Sept 2026
- Money Back
- Annual plans have a 60-day money-back guarantee. · identityguard.com, 28 Sept 2026
- Bank account monitoring
- Yes · identityguard.com, 21 Sept 2026
- Bank Monitoring
- Bank account monitoring is listed among identity theft protection features. · identityguard.com, 28 Sept 2026
- Billing Options
- Members are charged monthly or annually depending on selected plan. · identityguard.com, 28 Sept 2026
- Business Option
- The navigation includes a business option. · identityguard.com, 28 Sept 2026
- Child Limits
- Child members only get online account monitoring and SSN monitoring. · identityguard.com, 28 Sept 2026
- Company History
- Identity Guard says it has protected consumers for over 25 years. · identityguard.com, 28 Sept 2026
- Credit Monitoring
- Premium credit protection includes 3-bureau credit monitoring. · identityguard.com, 28 Sept 2026
- Customer Support
- Plans include a U.S.-based customer care team. · identityguard.com, 28 Sept 2026
- Dark Web
- Plans include dark web monitoring. · identityguard.com, 28 Sept 2026
- Data Breach
- Plans include data breach notifications. · identityguard.com, 28 Sept 2026
- Family Membership
- Family plans cover 5 adults and unlimited kids. · identityguard.com, 28 Sept 2026
- Founded
- 1996 · identityguard.com, 4 Oct 2026
- Fraud Agents
- Fraud agents and support are available 24/7/365. · identityguard.com, 28 Sept 2026
- Free plan
- No · identityguard.com, 21 Sept 2026
- Identity Insurance
- Plans include identity theft insurance, up to $5 million on family comparison text. · identityguard.com, 28 Sept 2026
- Identity restoration
- Yes · identityguard.com, 21 Sept 2026
- Identity-theft insurance
- Yes · identityguard.com, 21 Sept 2026
- Insurance Underwriter
- Identity theft insurance is underwritten and administered by American Bankers Insurance Company of Florida. · identityguard.com, 28 Sept 2026
- Mobile Apps
- Mobile app is available for iOS and Android. · identityguard.com, 28 Sept 2026
- Online Security
- Online and device security includes safe browsing and password manager. · identityguard.com, 28 Sept 2026
- Refund Limit
- Refunds apply to eligible annual plans bought through the website or customer support. · identityguard.com, 28 Sept 2026
- SSN monitoring
- Yes · identityguard.com, 21 Sept 2026
Where Identity Guard stands on Freedom251
- Identity theft protection#12 of 25
- Identity Theft Protection Services#19 of 25
