Grey

Name: Grey
Price: 5 USD

Web · Android · iPhone · API

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Freedom report

Two barsScore 6.2

Runs widely3 of 6 device platforms
DocumentedPlans, terms and facts published

Grey is ranked #63 of 82 in money transfer apps on Freedom251, made by Grey (Middletown, Delaware, United States). It runs on Android, API, iOS, Web.

Grey plans and pricing

All plans

Grey virtual card $5 once One-time fee to create a virtual card; no monthly charges after that. Requires at least $5 in USD balance or equivalent in another currency grey.co · 8 Oct 2026

Compared on money transfer apps

Free plan: Yes
Paid from: $0.45one-time
Recipient methods: bank
Transfer speed: instant
Exchange-rate model: markup
Mobile platforms: both
Upfront fee display: Yes
Transfer tracking: Yes

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The record

What it does: Grey lets users receive, send, exchange, and manage multiple currencies in one app.
Foreign accounts: Users can open a free foreign bank account with no minimum deposit and receive payments from platforms including Deel, Upwork, Fiverr, and Amazon.
Account features: Foreign accounts include account statements, proof of account, payment invoices, instant transaction notifications, and withdrawals to a local account.
Business payouts: Grey Business supports CSV bulk payouts to local bank accounts and mobile money in more than 170 countries.
Business API: Grey Business offers APIs to automate payouts and integrate Grey into a finance stack.
USDC: Grey Business supports USDC deposits and payouts through BEP20 and Solana.
Virtual cards: Grey virtual cards can be added to Apple Pay or Google Pay and used at Visa merchants online, in apps, and in physical stores.
Card limit: Grey states that card payments in non-USD currencies incur currency conversion fees.
Security: Grey describes two-factor authentication, session controls, and 3D Secure transaction verification as security features.
Regulation and banking: Grey says it is a financial technology company, not a bank, and that banking services are provided by licensed banking partners; its Canadian and US entities are regulated by FINTRAC and FinCEN, respectively.
Business onboarding: Grey Business requires KYB documents, and its FAQ says account setup typically takes 1–3 business days after KYB verification.
Who it is for: Grey says it serves global professionals including remote workers, digital nomads, freelancers, and individuals.
Support: Grey lists [email protected] as a contact and links to its help center and FAQ.
Founded: 2020

Where it ranks on Freedom251

Best Money Transfer Apps in 2026#63 of 82

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Sources

grey.co· checked 8 Oct 2026
grey.co/foreign-accounts· checked 8 Oct 2026
grey.co/business· checked 8 Oct 2026
grey.co/cards· checked 8 Oct 2026
grey.co/about· checked 8 Oct 2026