Fusion Equation

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What Fusion Equation is

Fusion Equation is a core banking platform for universal banking operations, with functions spanning deposits, lending, payments, treasury, account services, and cheque processing. Its componentized architecture supports term deposits, savings accounts and plans, automated interest and fees, sweeps, and statements. Lending covers origination, monitoring, delinquency management, and reporting; payment types can be configured for domestic and international use. Treasury workflows run from transaction capture through accounting and reporting. The platform supports both traditional and Islamic banking products, including profit distribution and Islamic finance features. It keeps a centralized customer view and provides operational reporting, real-time limit checks, enquiries, and exposure reports. Named integrations include Digital Channels, Transaction Banking, Fusion Loan Origination, Fusion Trade Innovation, and Fusion Risk, and specialist compliance systems such as FircoSoft for watch-list checking. Digital Channels includes online and mobile banking applications, while a browser-based branch solution supports processing and sales prompts. It is available for self-hosted and web use, with hybrid deployment also listed. Pricing is on request.

Who it suits

Fusion Equation is aimed at large universal banks seeking a core system across major banking operations. Its listed capabilities also suit institutions needing both traditional and Islamic products, configurable payments, or integrated lending and treasury workflows.

What it does well

Covers deposits, lending, payments, treasury, accounts, and cheque processing.
Supports traditional and Islamic banking products.
Provides real-time limit checks and exposure reports.
Includes browser-based branch processing and sales prompts.

What to know first

Pricing is available only on request.
The factsheet’s installation count is stated for 2018.

Limits

Pricing is available on request. The facts describe Fusion Equation as intended for large universal banks.

Getting started

Visit Finastra’s website to learn about Fusion Equation.
Contact Finastra about pricing and deployment options.
Choose an on-premises or cloud deployment approach.
Select Fusion Equation on Finastra’s support page to see customer support contact options.

Verdict

Fusion Equation brings a broad set of universal banking functions into one platform, with reporting, customer records, and named integrations. Banks should weigh its fit and request pricing details before considering it further.

Questions

What does Fusion Equation do?

It is a core banking platform for universal banking operations, covering deposits, lending, payments, treasury, account services and cheque processing.

Does it support Islamic banking?

Yes. It supports Islamic and traditional banking products, including Islamic finance features and profit distribution.

Can Fusion Equation be deployed in the cloud?

Finastra says its solutions can be deployed on premises or in the cloud.

Which integrations are named?

The facts name Digital Channels, Transaction Banking, Fusion Loan Origination, Fusion Trade Innovation and Fusion Risk. FircoSoft is given as an example of a specialist compliance system.

How much does Fusion Equation cost?

Pricing is available on request.

How do Fusion Equation customers find support?

Finastra’s support page directs customers to select Fusion Equation to see how to contact support.

Facts from Fusion Equation's own pages

Banking functions: The platform covers deposits, lending, payments, treasury, account services and cheque processing. · finastra.com, 7 Oct 2026
Branch banking: The product includes a browser-based branch solution for branch processing and sales prompts. · finastra.com, 7 Oct 2026
Company history: Finastra says it was formed in 2017 through the integration of Misys and D+H under Vista Equity Partners. · finastra.com, 7 Oct 2026
Compliance: Fusion Equation integrates with specialist compliance systems; the factsheet gives FircoSoft watch-list checking as an example. · finastra.com, 7 Oct 2026
Core banking: The product provides functionality to support core banking operations on a componentized architecture. · finastra.com, 7 Oct 2026
Customer records: Fusion Equation maintains a centralized, consistent view of each customer. · finastra.com, 7 Oct 2026
Deployment: Finastra says its solutions can be deployed on premises or in the cloud. · finastra.com, 7 Oct 2026
Deposits and accounts: It supports term deposits, savings accounts and plans, interest and fee automation, sweeps, and statements. · finastra.com, 7 Oct 2026
Digital channels: The factsheet describes online and mobile banking applications as part of the Digital Channels suite. · finastra.com, 7 Oct 2026
Founded: 2017 · finastra.com, 28 Sept 2026
Headquarters: Finastra’s headquarters is in London, UK. · finastra.com, 7 Oct 2026
Installations: The 2018 product factsheet states Fusion Equation had more than 250 installations worldwide. · finastra.com, 7 Oct 2026
Integrations: The factsheet names Digital Channels, Transaction Banking, Fusion Loan Origination, Fusion Trade Innovation, and Fusion Risk as integrations. · finastra.com, 7 Oct 2026
Intended customers: The factsheet describes Fusion Equation as an ideal core banking system for a large, universal bank. · finastra.com, 7 Oct 2026
Intended users: The factsheet describes Fusion Equation as an ideal core banking system for a large universal bank. · finastra.com, 7 Oct 2026
Islamic banking: The platform supports Islamic and traditional banking products, including profit distribution and Islamic finance features. · finastra.com, 7 Oct 2026
Lending: It handles lending origination, monitoring, delinquency management, and reporting. · finastra.com, 7 Oct 2026
Mortgage servicing: Finastra describes Fusion Equation as an end-to-end retail mortgage servicing platform that Jordan International Bank used to bring new mortgage services to market in less than 12 weeks. · finastra.com, 7 Oct 2026
Payments and treasury: It supports configurable domestic and international payment types and covers the treasury lifecycle from transaction capture through accounting and reporting. · finastra.com, 7 Oct 2026
Product: Fusion Equation is a core banking platform for universal banking operations. · finastra.com, 7 Oct 2026
Reporting and risk: It provides operational reporting and real-time limit checks, enquiries, and exposure reports. · finastra.com, 7 Oct 2026
Support: Finastra's support page instructs Fusion Equation customers to select the product to see how to contact support. · finastra.com, 7 Oct 2026