Filabl

Free plan Web

What Filabl is

Filabl is web-based accounting and tax software for UK small businesses, with tools to file VAT, Corporation Tax, Self Assessment, and Payroll RTI directly to HMRC. Its AI accountant is available 24/7 on all plans and uses financial data with UK tax rules. Filabl connects to more than 40 UK banks through FCA-authorised Stripe Financial Connections. AI transaction categorisation sorts spending into UK tax categories, flags anomalies, and is stated to reach up to 97% accuracy. Receipt scanning accepts photos or forwarded emails, extracts supplier, amount, VAT, and category, then matches receipts to transactions.

Even the free Basic plan includes invoicing, bills, quotes, contacts, and fixed assets. Starter is listed at £19 per month, and Growth at £49 per month; both prices exclude VAT, which is added at checkout. Annual options are £190 and £490 respectively. The maker says it is completing HMRC’s software recognition programme. It states that account data is isolated, credentials are encrypted at rest, connections use TLS 1.2 or higher, and data is hosted in the EU London region.

Who it suits

Filabl suits UK small businesses seeking accounting tools and tax guidance grounded in UK tax rules. Starter and Growth provide filing features for businesses that need VAT, Corporation Tax, Self Assessment, or payroll submissions.

What it does well

AI accountant is available 24/7 on all plans.
Connects to more than 40 UK banks.
Receipt scanning extracts details and matches transactions.
Basic includes invoicing, bills, quotes, contacts, and fixed assets.
Subscriptions can be cancelled at any time.

What to know first

Listed Starter and Growth prices exclude VAT.
Maker says HMRC software recognition is still in progress.
Product is built for UK small businesses and tax law.

Limits

Basic is free and includes invoicing, expense tracking, contact management, basic P&L reports and email support. MTD VAT returns are listed on Starter; Corporation Tax, Self Assessment and Payroll RTI submissions are listed on Growth. Starter and Growth prices exclude VAT.

Plans

Plan	Billed and limits	Price
Basic	Invoicing & quotes · Expense tracking · Contact management · Basic P&L reports · Email support	Free
Starter	Billed monthly · cancel any time; annual option £190/year · MTD VAT returns · Open Banking (40+ UK banks) · AI auto-categorisation · Receipt scanning · AI accountant (250,000 AI points/mo) · HMRC deadline reminders · Dividend vouchers · Anomaly detection · Fixed assets register	£19 a month
Growth	Billed monthly · cancel any time; annual option £490/year · Corporation Tax CT600 · Self Assessment SA100 · Payroll & RTI submissions · AI accountant (1,250,000 AI points/mo) · AI tax optimisation · Document inbox · Cash flow forecasting & AI insights · Mileage tracking · Client portal · Priority support	£49 a month

As filabl.co.uk lists them, read 7 Oct 2026. The maker's own page has the final word.

Getting started

Open the Filabl website.
Choose the free Basic plan or a paid plan.
Use Filabl on the web.
Connect a UK bank for Open Banking features on Starter.

Verdict

Filabl combines bookkeeping tools, bank connections, receipt processing, and an always-available AI accountant for UK small businesses. Check which filing features are on each plan and note that listed paid prices exclude VAT.

Questions

Is Filabl free?

Yes. The Basic plan is free and includes invoicing, expense tracking, contact management, basic P&L reports and email support.

How much do the paid plans cost?

Starter costs £19 per month or £190 per year. Growth costs £49 per month or £490 per year; VAT is added at checkout.

What tax filings does Filabl support?

Filabl says it files VAT, Corporation Tax, Self Assessment and Payroll RTI directly to HMRC. It is in the process of completing HMRC’s software recognition programme.

What platforms does Filabl support?

Filabl is available on the web.

Who makes Filabl?

Filabl is built for UK small businesses and UK tax law.

Facts from Filabl's own pages

AI accountant: The AI accountant is powered by Anthropic Claude, uses financial data and UK tax rules, and is available 24/7 on all plans. · filabl.co.uk, 7 Oct 2026
Cancellation: Subscriptions can be cancelled at any time and downgrade to Basic at the end of the billing period; users can export their data. · filabl.co.uk, 7 Oct 2026
Filing requirement: The maker says it is in the process of completing HMRC's software recognition programme. · filabl.co.uk, 7 Oct 2026
Free features: Invoicing, bills, quotes, contacts and fixed assets are available on all plans, including free Basic. · filabl.co.uk, 7 Oct 2026
Open Banking: Filabl connects to 40+ UK banks through FCA-authorised Stripe Financial Connections. · filabl.co.uk, 7 Oct 2026
Pricing tax: The listed Starter and Growth prices exclude VAT, which the pricing page says is added at checkout. · filabl.co.uk, 7 Oct 2026
Privacy: The maker says data is hosted in the EU London region, is not sold, and is not used to train AI without consent. · filabl.co.uk, 7 Oct 2026
Product: Filabl is UK MTD software and an AI accountant for small businesses that files VAT, Corporation Tax, Self Assessment and Payroll RTI directly to HMRC. · filabl.co.uk, 7 Oct 2026
Receipt scanning: Receipt scanning accepts photos or email forwards and extracts supplier, amount, VAT and category before matching receipts to transactions. · filabl.co.uk, 7 Oct 2026
Security: The features page says HMRC credentials are encrypted at rest with AES-256-GCM, connections use TLS 1.2+, and database row-level security isolates account data. · filabl.co.uk, 7 Oct 2026
Support: The About page says the team aims to reply to enquiries within one business day; Growth includes priority support. · filabl.co.uk, 7 Oct 2026
Target users: Filabl says it is built exclusively for UK small businesses and UK tax law, rather than enterprise clients. · filabl.co.uk, 7 Oct 2026
Transaction categorisation: AI categorisation sorts transactions into UK tax categories with up to 97% accuracy and flags anomalies. · filabl.co.uk, 7 Oct 2026

Where Filabl stands on Freedom251

AI Tax Software#11 of 32