Pricing

Ditch pricing

As ditch.io lists them, read 8 Oct 2026. The maker's own page has the final word.

Plan	Billed and limits	Price
Pro	Billed monthly. · Access to all Plus features · AI financial assistant · Unlimited linked accounts · No processing fees · Premium chat and phone support	$15.99 a month
Basic	Billed monthly. · Access to payoffs · Limit to 1 debt focus at a time · $25 minimum payment · Small processing fee · Basic chat and email support	$3.99 a month
Plus	Billed monthly. · Access to all basic features · Smart budgeting · Link up to 3 debt accounts · $10 minimum payment · No processing fees · Premium chat support	$9.99 a month