Debt Payoff Pro

What Debt Payoff Pro is

Debt Payoff Pro is an iOS app for organizing debt repayment with several ways to decide which balance to tackle first. Choose the lowest balance, highest balance, or highest interest first, or arrange debts in a custom order. The App Store listing says the app can track an unlimited number of debts. You can mark scheduled payments as paid and record additional payments that go toward principal.

Its reports show total interest, the amount paid, remaining debt, and a payoff date. Charts and an amortization table lay out interest, principal, and remaining balance for each payment. Payment reminders can notify you when a bill is due, and you can choose the notification time. Passcode protection is available for financial information.

You can email payment lists and amortization schedules as HTML, or back up data to a computer for restoration through iTunes file sharing. Debt Payoff Pro costs $0.99, paid once. A separate free app, Debt Payoff Lite, is also available. The maker’s FAQ says payment days can be set from 1 through 28.

Who it suits

Debt Payoff Pro suits iOS users who want to track multiple debts and compare repayment orders, including interest-first and custom strategies. It may also suit people who want payment reminders, payoff reports, and an amortization schedule alongside their tracking.

Limits

The maker’s FAQ says payment days can be set from 1 through 28. The listed Debt Payoff Pro plan costs $0.99, paid once; a separate free Lite version is available.

Getting started

1. Open the maker’s Debt Payoff Pro website.
2. Get the iOS app through its App Store listing.
3. Choose Debt Payoff Pro for $0.99, paid once, or use the separate free Debt Payoff Lite app.

Verdict

Choose Debt Payoff Pro if you want an iOS debt tracker with multiple payoff strategies, payment records, and amortization details. The separate Debt Payoff Lite app is free; Pro is listed at $0.99, paid once.