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DANA
by DANA

What DANA is
DANA is a free consumer digital wallet and financial-services platform from DANA, founded in 2018 and headquartered in Jakarta Selatan, Indonesia. On Android and iOS, users can add money, bank cards, and vouchers to DANA Wallet, then pay with QRIS using their balance or a stored card. Transfers can go to bank accounts, chats, groups, links, other e-wallet balances, or cash pickup through agents and ATMs. DANA says transactions are available in Malaysia, Singapore, and Thailand. Additional services include DANA+, DANA CICIL, digital gold through eMAS, and DANA Goals. For businesses, DANA Enterprise offers payment gateway, API integration, point of sale, disbursement, enterprise wallet, and promotional tools. Its API can add QRIS to apps, websites, or point-of-sale systems, while disbursement connects to more than 130 Indonesian banks and e-wallets. DANA lists PCI DSS and ISO 27001 certification and supervision by Bank Indonesia and KOMINFO.
Who it suits
DANA suits consumers in Indonesia who want wallet payments, transfers, and related financial services on mobile. DANA Enterprise is aimed at businesses from micro and small enterprises to large companies.
What it does well
- Free Android and iOS consumer app
- Supports QRIS payments and varied transfer destinations
- Transactions stated for Malaysia, Singapore, and Thailand
- Business API can integrate QRIS
- Disbursement connects to over 130 banks and e-wallets
What to know first
- Enterprise pricing is unpublished
- Consumer use is centered on Indonesia
- Some services are separate financial offerings
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| DANA consumer app | No consumer plan price stated on the pages opened | Free |
| DANA Enterprise | Custom pricing for businesses with high monthly transaction volume · Pricing is not published; contact DANA for an offer | On request |
As dana.id lists them, read 11 Oct 2026. The maker's own page has the final word.
Verdict
DANA covers everyday wallet payments and transfers while extending into savings, credit, digital gold, and business payment tools. Businesses must contact DANA for Enterprise pricing.
Facts from DANA's own pages
- Cross-border use
- DANA says users can transact in Malaysia, Singapore, and Thailand. · dana.id, 11 Oct 2026
- Disbursement network
- DANA says its disbursement service connects to more than 130 banks and e-wallets in Indonesia. · dana.id, 11 Oct 2026
- Upfront fee display
- Yes · dana.id, 20 Sept 2026
- Financial services
- The app offers DANA+, DANA CICIL, digital gold through eMAS, and DANA Goals. · dana.id, 11 Oct 2026
- Founded
- 2018 · dana.id, 28 Sept 2026
- Free plan
- Yes · dana.id, 20 Sept 2026
- Headquarters
- Jakarta Selatan, Indonesia · dana.id, 28 Sept 2026
- Integrations
- DANA says its business API can integrate QRIS into an app, website, or point-of-sale platform. · dana.id, 11 Oct 2026
- Merchant audience
- DANA Enterprise presents payment solutions for businesses from micro, small, and medium enterprises to large companies. · dana.id, 11 Oct 2026
- Merchant features
- DANA Enterprise includes payment gateway, API payment integration, point of sale, disbursement, enterprise wallet, and promotional tools. · dana.id, 11 Oct 2026
- Mobile platforms
- DANA's help article says to download the app from the App Store for iOS or Google Play Store for Android. · dana.id, 11 Oct 2026
- Payments
- Users can pay with QRIS using DANA balance or a stored bank card. · dana.id, 11 Oct 2026
- Product
- DANA is a digital wallet and financial services platform for consumers in Indonesia. · dana.id, 11 Oct 2026
- Regulatory status
- DANA identifies PT Espay Debit Indonesia Koe as a Category I Payment Service Provider registered and monitored by Bank Indonesia and Kominfo. · dana.id, 11 Oct 2026
- Scheduled transfers
- Yes · dana.id, 20 Sept 2026
- Security certifications
- The wallet page states that DANA is certified for PCI DSS and ISO 27001 and is supervised by Bank Indonesia and KOMINFO. · dana.id, 11 Oct 2026
- Support
- DANA lists in-app live chat with DIANA, telephone 1500445, and [email protected] for questions or complaints. · dana.id, 11 Oct 2026
- Transfers
- Users can send money to bank accounts, chats, groups, links, other e-wallet balances, and cash pickup via agents or ATMs. · dana.id, 11 Oct 2026
- Transfer tracking
- Yes · dana.id, 20 Sept 2026
- Wallet features
- DANA Wallet lets users add money, bank cards, and vouchers to the app. · dana.id, 11 Oct 2026
Where DANA stands on Freedom251
- Money Transfer Apps#30 of 81
