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Credit Risk
What Credit Risk is
Credit Risk is a web platform for trade creditors that supports credit applications, bureau data integration, risk assessment, and reporting. Customers can complete online onboarding with digital signatures and a document centre, and applications can be customised. The maker describes application vetting as FICA compliant and says it takes less than 15 minutes. Book management includes age analysis, prioritisation, segmentation, and a follow-up diary; the platform also includes exposure monitoring, risk scoring, and application workflows. Pre-legal collections are supported by Erick Breytenbach Attorneys through status reports, notifications, document uploads, and real-time communication. Credit Risk lists TransUnion, Inoxico, and EB Attorneys as partners, and API access appears in the plans table. The three plans are Express, Enterprise, and Comprehensive; the latter includes 250 accounts. Each includes online support and documentation. Bureau reports and default listings are pay per use, while customisation, integrations, and some listed services have separate charges. Pricing is available on request, and a free trial is offered. Terms set a minimum six-calendar-month contract followed by one calendar month's written notice to terminate.
Who it suits
Credit Risk is aimed at trade creditors that need digital credit application workflows, book management, bureau information, or pre-legal collections support. Users remain responsible for independent judgment and applicable compliance.
What it does well
- Online onboarding supports digital signatures.
- Book tools include age analysis and follow-up diaries.
- Pre-legal collections include status reports and notifications.
- All listed plans include online support and documentation.
- A free trial is offered.
What to know first
- Pricing is available on request.
- Bureau reports and default listings are pay per use.
- Terms require a six-month minimum contract.
- Users remain responsible for password security.
Limits
Express and Enterprise charge bureau reports and default listings per use, while Comprehensive includes 250 accounts and charges R 30 per image AFS analysis. The terms require a minimum six-calendar-month contract.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Express | Bureau reports pay per usage · Default listings pay per usage · Pre-legal collections: 10% over R15k; 15% under R15k · Registered letter of demand R350 · Client letter responses R850 per month · Support online and documentation | On request |
| Enterprise | Bureau reports pay per usage · Default listings pay per usage · Pre-legal collections: 10% over R15k; 15% under R15k · Registered letter of demand R350 · Client letter responses R850 per month · Support online and documentation | On request |
| Comprehensive | 250 accounts · Bureau reports pay per usage · Image AFS analysis R 30 per analysis · Default listings pay per usage · Pre-legal collections: 10% over R15k; 15% under R15k · Registered letter of demand R350 · Client letter responses R850 per month · Support online and documentation | On request |
As creditrisk.co.za lists them, read 8 Oct 2026. The maker's own page has the final word.
Getting started
- Open the Credit Risk website
- Start the available free trial
- Choose Express, Enterprise, or Comprehensive
- Use the web platform for onboarding and credit workflows
- Configure any required customisation or integrations by quoted scope
Verdict
Credit Risk combines application processing, book management, and collection support in a web platform. Review per-use charges and the minimum contract term, and treat its outputs as decision support rather than a replacement for independent judgment.
Questions
How is Credit Risk priced?
Pricing is on request. The plans table lists Express, Enterprise, and Comprehensive, with several services charged per use or quoted by scope or volume.
Is there a free plan or trial?
There is no free plan, but a free trial is available.
What platforms does it support?
Credit Risk is available on the web.
What plans are offered?
The listed plans are Express, Enterprise, and Comprehensive. Comprehensive includes 250 accounts.
Which partners are listed?
Credit Risk lists TransUnion, Inoxico, and EB Attorneys as partners.
What contract term applies?
The terms specify a minimum contract period of six calendar months, followed by one calendar month's written notice to terminate.
Facts from Credit Risk's own pages
- API
- API access appears as a feature in the available plans table. · creditrisk.co.za, 8 Oct 2026
- Book management
- Book management includes age analysis, prioritising and segmenting, and a diary for follow-ups. · creditrisk.co.za, 8 Oct 2026
- Contract period
- The terms specify a minimum contract period of six calendar months, followed by one calendar month's written notice to terminate. · creditrisk.co.za, 8 Oct 2026
- Decision responsibility
- The terms say bureau data and platform outputs are decision-support information, and users remain responsible for independent judgment and applicable compliance. · creditrisk.co.za, 8 Oct 2026
- Digital onboarding
- Customers can complete online onboarding with digital signatures and a document centre, and applications can be customised. · creditrisk.co.za, 8 Oct 2026
- Extra charges
- The plans table lists customisation and custom integrations as quoted based on scope, and batch bureau reports as quoted based on volume. · creditrisk.co.za, 8 Oct 2026
- Headquarters
- Ridgeview Office Park, 248 Kent Ave, Ferndale, Randburg, Johannesburg, South Africa · creditrisk.co.za, 28 Sept 2026
- Partners
- The maker lists TransUnion, Inoxico, and EB Attorneys as partners. · creditrisk.co.za, 8 Oct 2026
- Password security
- The terms state that clients are responsible for password security and that Creditrisk does not take responsibility for client passwords. · creditrisk.co.za, 8 Oct 2026
- Pre-legal collections
- Pre-legal collection support is provided by Erick Breytenbach Attorneys, with status reports, notifications, document uploads, and real-time communication. · creditrisk.co.za, 8 Oct 2026
- Purpose
- The platform provides digital tools for trade creditors, including credit application processing, bureau data integration, risk assessment support, and reporting and analytics. · creditrisk.co.za, 8 Oct 2026
- Support
- All three listed plans include online support and documentation. · creditrisk.co.za, 8 Oct 2026
- Vetting
- The maker describes its application vetting as FICA compliant and says the process takes less than 15 minutes. · creditrisk.co.za, 8 Oct 2026
Where Credit Risk stands on Freedom251
- Credit Management Software#6 of 26