Freedom251 › Crypto Payment Processors
CoinGate
What CoinGate is
CoinGate is a cryptocurrency payment gateway that lets businesses accept, manage, and send crypto payments. Merchants can settle in EUR, GBP, USD, or cryptocurrency, using automatic conversion to reduce volatility. Checkout options include hosted checkout, payment links, e-commerce plugins, APIs, dashboard requests, and email or direct-link billing. Listed integrations include WooCommerce, PrestaShop, WHMCS, Wix, OpenCart, and Magento 2. Businesses can issue full or partial refunds, create one-time or scheduled invoices, and send crypto payouts to suppliers, freelancers, or customers in more than 180 countries with audit trails. The Standard plan costs $1 per transaction, supports 10 or more cryptocurrencies, and lists weekly settlements and standard email support. Enterprise pricing is volume-based and not listed. CoinGate describes encryption, access controls, monitoring, testing, two-factor authentication, and role-based permissions. Regulated services require legal entities or arrangements and KYC and AML controls.
Who it suits
CoinGate suits businesses that need crypto checkout, invoicing, refunds, or payouts across supported countries. It is relevant to merchants using the listed commerce platforms and payment methods.
What it does well
- Supports more than 180 countries
- Automatic fiat or crypto settlement
- Multiple checkout and billing methods
- Refunds in multiple cryptocurrencies
- Standard plan has no monthly fees
What to know first
- Standard charges $1 per transaction
- Minimum withdrawal amount is 50 EUR
- Regulated services require KYC and AML
Limits
There is no free plan. Standard costs $1 per transaction and crypto and SEPA withdrawals have a 50 EUR minimum withdrawal amount; SWIFT withdrawals have a minimum withdrawal fee of 50 EUR.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Standard | per transaction · 10+ cryptocurrencies · 180+ countries · no monthly fees · weekly settlements · standard email support | $1, paid once |
| Enterprise | volume-based · All standard features · priority processing · on-demand automatic settlements · dedicated technical support · dedicated account manager | On request |
As coingate.com lists them, read 30 Sept 2026. The maker's own page has the final word.
Getting started
- Open the CoinGate website or use its API.
- Select the Standard plan or contact CoinGate about Enterprise.
- Choose a payment route such as hosted checkout, a payment link, plugin, API, or invoice.
- Connect a supported platform if using an e-commerce plugin.
- Settle payments in EUR, GBP, USD, or cryptocurrency.
Verdict
CoinGate provides several ways to collect and distribute cryptocurrency payments, with settlement in selected fiat currencies or crypto. Transaction fees, withdrawal minimums, and entity requirements should be checked before choosing it.
Questions
How much does CoinGate cost?
The Standard plan costs $1 per transaction, with no monthly fees. Enterprise pricing is volume-based and not listed.
Is there a free plan?
No. The listed Standard plan charges per transaction.
Which currencies can merchants receive at settlement?
Merchants can settle in EUR, GBP, USD, or cryptocurrency. Automatic conversion is available to reduce volatility.
What payment methods and integrations does CoinGate support?
Options include hosted checkout, payment links, e-commerce plugins, API, email or direct-link billing, and dashboard payment requests. Listed platforms include WooCommerce, PrestaShop, WHMCS, Wix, OpenCart, and Magento 2.
Who can use its regulated services?
CoinGate states that its regulated crypto-asset and payment services are provided exclusively to legal entities and legal arrangements, with KYC and AML controls.
What support is included?
Standard includes standard email support. Enterprise includes dedicated technical support, a dedicated account manager, and direct developer access.
Facts from CoinGate's own pages
- Billing
- Businesses can create and send one-time or scheduled invoices that customers pay in crypto while the merchant settles in its preferred currency. · coingate.com, 30 Sept 2026
- Company history
- CoinGate says it has been building crypto payment infrastructure since 2014 and began with a three-person team in Vilnius. · coingate.com, 30 Sept 2026
- Compliance
- UAB Decentralized is authorized by the Bank of Lithuania as a MiCA crypto-asset service provider and licensed as a payment institution for electronic money token transfers. · coingate.com, 30 Sept 2026
- Coverage
- CoinGate accepts payments from more than 180 countries and supports 10 or more cryptocurrencies on the Standard plan. · coingate.com, 30 Sept 2026
- Founded
- 2014 · coingate.com, 28 Sept 2026
- Integrations
- CoinGate supports e-commerce plugins, APIs, payment channels, and email invoicing, including integrations for WooCommerce, PrestaShop, WHMCS, and more. · coingate.com, 30 Sept 2026
- KYC and AML
- CoinGate states that its regulated crypto-asset and payment services are provided exclusively to legal entities and legal arrangements, with KYC and AML controls. · coingate.com, 30 Sept 2026
- Payouts
- CoinGate supports crypto payouts to suppliers, freelancers, or customers in more than 180 countries with audit trails. · coingate.com, 30 Sept 2026
- Product
- CoinGate is a cryptocurrency payment gateway that lets businesses accept, manage, and send cryptocurrency payments. · support.coingate.com, 30 Sept 2026
- Refunds
- Businesses can issue full or partial refunds in multiple cryptocurrencies directly from their CoinGate account balance. · coingate.com, 30 Sept 2026
- Security
- CoinGate uses encryption, strict access controls, continuous monitoring, security testing, two-factor authentication, and role-based permissions. · support.coingate.com, 30 Sept 2026
- Settlement
- Merchants can settle payments in EUR, GBP, USD, or cryptocurrency, with automatic conversion to reduce volatility. · coingate.com, 30 Sept 2026
- Support
- Standard plans include standard email support, while Enterprise plans include dedicated technical support, a dedicated account manager, and direct developer access. · coingate.com, 30 Sept 2026
- Withdrawal limit
- Crypto and SEPA withdrawals have a minimum withdrawal amount of 50 EUR, while SWIFT withdrawals have a minimum withdrawal fee of 50 EUR. · coingate.com, 30 Sept 2026
Where CoinGate stands on Freedom251
- Crypto Payment Processors#11 of 20