Freedom251 › Financial Planning & Analysis Software
Clockwork
by Clockwork
What Clockwork is
Clockwork is financial forecasting and FP&A software for businesses, accounting firms, and fractional CFOs using QuickBooks, Xero, or Excel. Users can connect QuickBooks Online, QuickBooks Desktop, or Xero with read-only OAuth, or upload Excel data, then receive forecasts, dashboards, and a three-statement model in about five minutes. Weekly cash-flow forecasts refresh when connected books change. Tools cover budgeting, forecasting, scenarios, variance analysis, workforce planning, headcount, balance sheets, consolidation, and custom metrics. Mira is an AI FP&A analyst that runs forecasts, builds scenarios, and explains figures from QuickBooks or Xero data. Payroll integrations include ADP, Gusto, Rippling, Paychex, JustWorks, Paycom, Paylocity, and UKG, while CSV imports support other KPIs. Clockwork lists a $499 a month starting price with annual billing and a 14-day trial. It states that data is read-only, protected by security controls, and not used to train third-party models.
Who it suits
It is aimed at businesses working with QuickBooks, Xero, or Excel, plus accounting firms and fractional CFOs. Teams needing forecasts, scenarios, headcount planning, and accounting integrations may find its feature set relevant.
What it does well
- Weekly cash-flow forecasts update with live books
- Read-only accounting connections
- Mira AI analyst for forecasts and scenarios
- Payroll integrations for headcount forecasts
- 14-day trial available
What to know first
- No free plan
- Starting price is $499 a month
- Enterprise pricing is custom
- Web and API platforms only
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Predict | annual billing; $629 month-to-month · 5-year financial model · 52-week cash-flow forecast · Mira AI analyst · headcount planner | $499 a month |
| Ultimate | annual billing; $1,499 month-to-month · unlimited consolidated entities · custom chart of accounts and roll-ups · Champions Console | $1,199 a month |
| Enterprise | Custom; starts at $60,000 per year · 100+ client files · custom API integration builds · unlimited multi-entity consolidation · custom data retention and audit logs | On request |
| Start | annual billing; save 20% on annual billing · up to 10 client files · additional files $99/mo each · full Predict functionality · email support | $799 a month |
| Scale | annual billing; save 20% on annual billing · up to 30 client files · additional files $69/mo each · advanced reporting · in-app support | $1,999 a month |
| Growth | annual billing; save 20% on annual billing · up to 80 client files · additional files $49/mo each · Advisory Copilot · SSO and audit logs | $3,999 a month |
| Advance | annual billing; $999 month-to-month · up to 3 consolidated entities · board-ready report templates · Slack and Teams Smart Alerts | $799 a month |
| Concierge | Custom; starts at $30,000 per year · CFO access · custom Mira workflows · white-glove implementation · dedicated Customer Success Manager | On request |
The first 8 of 9 plans, as clockwork.ai lists them, read 28 Sept 2026. The maker's own page has the final word. Every plan
Verdict
Clockwork combines accounting connections, weekly forecasts, scenario planning, and AI analysis in one FP&A service. Its paid entry price and accounting-focused workflow are important when evaluating fit.
Facts from Clockwork's own pages
- Accounting integrations
- Clockwork supports one-click OAuth connections to QuickBooks Online, QuickBooks Desktop, and Xero with read-only access refreshed in real time. · clockwork.ai, 28 Sept 2026
- AI analyst
- Includes Mira AI FP&A Analyst for instant insights. · clockwork.ai, 28 Sept 2026
- AI data policy
- Clockwork says it does not use data to train third-party models and does not retain AI prompt input/output history unless it is explicitly stored in a user-accessible workspace or document. · clockwork.ai, 28 Sept 2026
- Balance sheet forecasting
- Includes balance sheet forecasting. · clockwork.ai, 28 Sept 2026
- Budgeting
- Yes · clockwork.ai, 22 Sept 2026
- Custom metrics
- Includes custom metrics for tracking business changes. · clockwork.ai, 28 Sept 2026
- Financial consolidation
- Yes · clockwork.ai, 22 Sept 2026
- Financial dashboard
- Provides a financial dashboard described as a financial command center. · clockwork.ai, 28 Sept 2026
- Financial modeling
- Includes financial modeling capabilities. · clockwork.ai, 28 Sept 2026
- Forecasting
- Yes · clockwork.ai, 22 Sept 2026
- Forecasting focus
- The page emphasizes financial forecasting capabilities. · clockwork.ai, 28 Sept 2026
- Founded
- 2018 · clockwork.ai, 28 Sept 2026
- Free plan
- No · clockwork.ai, 22 Sept 2026
- Headcount planning
- Includes a headcount planner for staffing needs. · clockwork.ai, 28 Sept 2026
- Headquarters
- Chicago, Illinois, United States · clockwork.ai, 28 Sept 2026
- KPI imports
- Users can import sales pipeline, customer counts, billable hours, and other non-financial KPIs through CSV. · clockwork.ai, 28 Sept 2026
- Mira AI
- Mira is an AI FP&A analyst that runs forecasts, builds scenarios, and explains the story behind numbers from QuickBooks or Xero data. · clockwork.ai, 28 Sept 2026
- Payroll integrations
- The integrations page lists ADP, Gusto, Rippling, Paychex, JustWorks, Paycom, Paylocity, UKG, and more for headcount and compensation forecasts. · clockwork.ai, 28 Sept 2026
- Pricing term
- The displayed starting price is monthly. · clockwork.ai, 28 Sept 2026
- Starting price
- Pricing starts at $499 per month. · clockwork.ai, 28 Sept 2026
- Product category
- Financial forecasting and FP&A software. · clockwork.ai, 28 Sept 2026
- Product name
- Clockwork. · clockwork.ai, 28 Sept 2026
- Purpose
- Clockwork turns QuickBooks, Xero, or Excel data into weekly cash-flow forecasts, projections, and scenarios. · clockwork.ai, 28 Sept 2026
- Read-only model
- Clockwork says it never moves money, edits transactions, or writes to users' books, and reads accounting and payroll data on a read-only basis. · clockwork.ai, 28 Sept 2026