Chip Pricing in 2026
Every plan Chip publishes, with the page and date we read it from. Prices we could not find on Chip's own site are marked "Not published", never guessed.
| Plan | Price | Billing | Limits | Source |
|---|---|---|---|---|
| Basic | Free | billed monthly | Access to savings accounts · Autosaves available for 45p per save · Recurring deposits · 0.25% investment platform fee | getchip.uk |
| ChipX | £5.99 per month | £5.99 every 28 days (paid monthly) | Unlimited autosaves · Unlimited recurring deposits · 0% investment platform fees · Access to all investment funds | getchip.uk |
| Basic plan | Free | Autosaves: 45p per save · investment platform limited to thirteen funds · 0.25% annual platform fee; £1 monthly minimum per product | getchip.uk | |
| ChipX plan | £5.99 per month | £5.99 every 28 days (paid monthly), or £65.05 paid annually | 28 day free trial · unlimited free autosaves · no platform fees · access to all investment funds | getchip.uk |