No. 142of 181 ·Personal Finance Software

BudgetFlow

Web· paid plans from $1.67/mo

Freedom report

Two barsScore 6.1

Free tierA free tier is on its own pricing page
Runs widely1 of 6 device platforms
DocumentedPlans, terms and facts published

BudgetFlow is ranked #142 of 181 in personal finance software on Freedom251. It runs on Web. There is a free plan. Paid plans start at $1.67/mo.

BudgetFlow plans and pricing

All plans

Free Free Unlimited budgets · Unlimited investment plans · Occasional reminder to become a Supporter budgetflow.cc · 12 Oct 2026

Supporter $20/yr $20 per year Unlimited budgets · Unlimited investment plans · No ads budgetflow.cc · 12 Oct 2026

Compared on personal finance software

Free plan: Yes
Budgeting tools: Yes

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The record

Product: BudgetFlow is a financial planning and budgeting tool with interactive Sankey diagrams.
Pockets and flows: Pockets represent financial elements such as income, expenses, accounts, or groups, while flows track money between pockets with an interval and amount.
Visual budgeting: Sankey diagrams visualize income, expenses, and savings.
Adaptive budgeting: Pockets can pull money from another pocket to cover an expense or send extra cash where needed.
Investment planning: Investment planning simulates portfolio performance, analyzes asset allocation, and visualizes investment flows across accounts and asset classes.
Investment simulations: Users can define expected interest and volatility for investments and simulate recurring or one-time contributions and withdrawals.
Balance history and goals: Investment plans support balance history points and future goal points.
Privacy and data collection: The privacy policy says registration collects a name, email address, password, and financial information related to budgets, and the site also collects IP address, browser type, device information, and usage data.
Security and privacy: The privacy policy says BudgetFlow uses technical and organizational safeguards and that account data is accessible only to the user while logged in.
Cookies and sharing: The privacy policy says it does not sell personal information and uses only essential login cookies.
Privacy jurisdiction: The privacy policy says it is in accordance with the Swiss Federal Act on Data Protection and other applicable Swiss laws.
Investment disclaimer: The terms say investment simulations are educational and illustrative, are not financial advice, and cannot guarantee accurate results or future performance.
Intended audience: The privacy policy says the service is not intended for people under 18.
Price from: $1.67/mo

Where it ranks on Freedom251

Best Personal Finance Software in 2026#142 of 181

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Sources

budgetflow.cc· checked 12 Oct 2026
budgetflow.cc/landing/wealth· checked 12 Oct 2026
budgetflow.cc/privacy_policy· checked 12 Oct 2026
budgetflow.cc/terms_of_service· checked 12 Oct 2026