Pricing
Betterment pricing
As betterment.com lists them, read 22 Sept 2026. The maker's own page has the final word.
| Plan | Billed and limits | Price |
|---|---|---|
| Cash Reserve | no monthly management fees · $10 minimum deposit | Free |
| Premium | 0.65% annually on eligible balances under $1 million; includes the 0.40% Premium increment · $100,000 minimum eligible investing balance · CFP professional access · Preferred Cash Reserve rate | $0.65 a year |
| Digital | Monthly charge when household balance is below $24,000 without at least $200/month recurring deposits; otherwise 0.25% annually · No minimum investment balance · Online investment advice · Portfolio management and trading administration included | $5 a month |
From betterment.com, betterment.com.