ARCA Monitor is a paid cloud AML and compliance platform for banks, money services businesses, remittance providers, and fintechs. It combines KYC, transaction monitoring, screening, case management, and regulatory reporting. Monitoring accepts real-time and batch data, configurable rules, natural-language rule authoring, and machine-learning behavioral analytics. Screening checks sanctions, politically exposed persons, and adverse media against more than 15 global lists, with fuzzy and phonetic matching and FATF jurisdiction risk scoring. KYC workflows include risk-based onboarding, identity document verification, enhanced due diligence, and continuous monitoring. Noah is a compliance copilot with more than 20 specialized tools, cited answers, WebSocket streaming, and support for OpenAI, Anthropic, or local models. Filing features cover FinCEN BSA SAR/CTR and goAML submission or deadline tracking. APIs, bulk files, REST APIs, and webhooks support ingestion. Security includes tenant isolation, encrypted PII, MFA options, device trust, and audit trails. Enterprise pricing is tailored and not listed.
Who it is for
It suits regulated financial organizations needing KYC, monitoring, screening, investigations, and regulatory reporting in one cloud platform. API and bulk-file ingestion support technical compliance teams.
What is good
- Real-time and batch monitoring
- Screening across 15+ global lists
- KYC and continuous monitoring workflows
- Regulatory filing support
- Traceable, explainable risk decisions
What to know first
- No free plan
- Documentation has sections coming soon
- Transaction quotas count ingested payments
Verdict
ARCA Monitor covers broad AML operations, from onboarding and screening through investigations and filings. Its free trial requires no credit card, while enterprise costs depend on transaction volume, workspaces, and compliance requirements.
ARCA Monitor plans and pricing
All plansCompared on AML compliance software
- Free plan
- No
- Customer risk assessment
- Yes
- Transaction monitoring
- Yes
- Case management
- Yes
- Regulatory reporting
- Yes
- Deployment
- cloud
- Audit trail
- Yes
