Side by side
TransUnion Credit Premium vs TransUnion TruEmpower Identity Monitoring and Protection
Both stand on identity theft protection services. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Credit Premium combines three-bureau credit monitoring with identity alerts and resolution support. Consider its monthly cost, score-model limitation, and the possibility that some features depend on bureau availability.
Visit TransUnion Credit PremiumChoose TruEmpower if your organization wants to offer consumers identity monitoring, credit lock and alerts, and branded customer touchpoints. Buyers who need a public price or service limits should contact TransUnion for details before deciding.
Visit TransUnion TruEmpower Identity Monitoring and ProtectionThe facts
| TransUnion Credit Premium | TransUnion TruEmpower Identity Monitoring and Protection | |
|---|---|---|
| Free plan | Yes | Not published |
| Open source | Not published | Not published |
| Runs on | Web | Web |
| Lowest paid plan | Credit Premium: $29.95 a month | Free or on request |
| Plans published | 2 | 1 |
| Maker | TransUnion Credit Premium | TransUnion TruEmpower Identity Monitoring and Protection |
| Website | transunion.com | transunion.com |
| On identity theft protection services | #6 of 25 | #25 of 25 |
TransUnion Credit Premium: what it does well
- Quarterly reports and scores cover all three bureaus.
- Daily monitoring alerts members to critical changes.
- Specialist support is available on weekdays.
- Includes up to $1,000,000 in identity-theft expense reimbursement.
- Free plan requires no credit card.
What to know first
- Credit Premium costs $29.95 monthly plus applicable tax.
- Specialists are unavailable on major U.S. holidays.
- Score uses VantageScore 3.0, which lenders may not use.
- Feature delivery may depend on bureau report availability.
TransUnion TruEmpower Identity Monitoring and Protection: what it does well
- Monitors Social Security numbers, addresses and other personal information for fraud.
- Checks for credit activity associated with minors’ identities or information.
- BreachIQ provides personalized risk scores and recommendations.
- Credit lock and alerts let consumers manage access to TransUnion credit reports.
- Organizations can integrate brand touchpoints into the customer experience.
What to know first
- The service is web-based.
- Pricing is available by contacting TransUnion.
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