Side by side
T. Rowe Price Retirement Income Calculator vs The Complete Retirement Planner
Both stand on retirement planning software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
The calculator lets users explore retirement scenarios and see how selected changes affect a projected probability of success. Its estimates are educational and depend on assumptions, with several account and contribution factors omitted.
Visit T. Rowe Price Retirement Income CalculatorThe Complete Retirement Planner puts retirement income, tax, benefit, conversion and healthcare scenarios into an Excel-based model. Its $89.99 one-time price is paired with strict desktop Excel requirements and no outside account connections.
Visit The Complete Retirement PlannerThe facts
| T. Rowe Price Retirement Income Calculator | The Complete Retirement Planner | |
|---|---|---|
| Free plan | Yes | No |
| Open source | Not published | Not published |
| Runs on | Web | Mac, Windows |
| Lowest paid plan | Not published | The Complete Retirement Planner - 2026: $89.99, paid once |
| Plans published | None | 1 |
| Maker | Not published | Not published |
| Website | troweprice.com | completeretirementplanner.com |
| On retirement planning software | #19 of 26 | #26 of 26 |
T. Rowe Price Retirement Income Calculator: what it does well
- Models 1,000 hypothetical market scenarios.
- Allows adjustments to retirement age, expenses, savings, and income.
- Supports planning-partner details and anticipated cash income.
- Includes Social Security estimates unless users indicate ineligibility.
What to know first
- Results are hypothetical, not guarantees.
- Does not account for current contribution or distribution limits.
- Omits inherited assets and Roth accounts.
- Does not provide personalized investment advice.
The Complete Retirement Planner: what it does well
- Year-by-year income and expense forecasts
- Detailed federal and state tax inputs
- Social Security claiming and survivor scenarios
- Roth conversion comparisons
- Healthcare and long-term-care planning
What to know first
- No free plan
- Requires paid Microsoft Excel 2016 or later
- Does not work with online Excel or iPads
- No account synchronization
Alternatives to T. Rowe Price Retirement Income Calculator Alternatives to The Complete Retirement Planner The whole list