Side by side
Equifax CreditWatch vs TransUnion TruEmpower Identity Monitoring and Protection
Both stand on identity theft protection services. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free trial AndroidiPhoneWeb
CreditWatch combines credit reporting with broad monitoring for identity and financial details. Its paid subscription starts after a 30-day free period and includes online tools across major platforms.
Visit Equifax CreditWatch Paid Web
Choose TruEmpower if your organization wants to offer consumers identity monitoring, credit lock and alerts, and branded customer touchpoints. Buyers who need a public price or service limits should contact TransUnion for details before deciding.
Visit TransUnion TruEmpower Identity Monitoring and ProtectionThe facts
| Equifax CreditWatch | TransUnion TruEmpower Identity Monitoring and Protection | |
|---|---|---|
| Free plan | A free trial | Not published |
| Open source | Not published | Not published |
| Runs on | Android, iPhone, Web | Web |
| Lowest paid plan | CreditWatch: £7.95 a month | Free or on request |
| Plans published | 2 | 1 |
| Maker | Equifax CreditWatch | TransUnion TruEmpower Identity Monitoring and Protection |
| Website | uk.equifax.com | transunion.com |
| On identity theft protection services | #8 of 25 | #25 of 25 |
Equifax CreditWatch: what it does well
- Daily alerts for significant credit changes
- Monthly Equifax Credit Score updates
- Dark-web and social-media monitoring
- Monitors multiple accounts and identity details
- Historical credit reports available as PDFs
What to know first
- No free plan
- Requires signup and ID verification for full reports
- £7.95 monthly after trial
- Customer care excludes 25 and 26 December
TransUnion TruEmpower Identity Monitoring and Protection: what it does well
- Monitors Social Security numbers, addresses and other personal information for fraud.
- Checks for credit activity associated with minors’ identities or information.
- BreachIQ provides personalized risk scores and recommendations.
- Credit lock and alerts let consumers manage access to TransUnion credit reports.
- Organizations can integrate brand touchpoints into the customer experience.
What to know first
- The service is web-based.
- Pricing is available by contacting TransUnion.
Alternatives to Equifax CreditWatch Alternatives to TransUnion TruEmpower Identity Monitoring and Protection The whole list